Moving from Boise to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 105 for Boise (100 = US average). You'd pay about 18% less for the same lifestyle.
Key differences
Salary needed in Chattanooga to match your Boise lifestyle
Based on the 18% cost of living decrease between the two cities.
| Your salary in Boise | Equivalent in Chattanooga |
|---|---|
| $40K | $32,762 |
| $50K | $40,952 |
| $60K | $49,143 |
| $75K | $61,429 |
| $80K | $65,524 |
| $100K | $81,905 |
| $120K | $98,286 |
| $150K | $122,857 |
Monthly budget at $75K — Boise vs Chattanooga
| Expense | Boise | Chattanooga |
|---|---|---|
| Monthly take-home | $4,378 | $4,741 |
| 1BR rent | $1,600 | $1,250 |
| Groceries | $372 | $357 |
| Transport | $45 | $45 |
| Utilities | $145 | $165 |
| Internet | $60 | $58 |
| Left after essentials | $2,156 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Boise?
Yes. Chattanooga has a cost of living index of 86 vs 105 for Boise (100 = US average). That's about 18% cheaper.
How much will I save moving from Boise to Chattanooga?
On a $75K salary, moving from Boise to Chattanooga could save roughly $347/month on core expenses. That's ~$4,164/year.
What salary do I need in Chattanooga to match my Boise lifestyle?
To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $61,429/year in Chattanooga. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only