Moving from Boise to Cartagena (2026)

Cartagena has a COL index of 40 vs 105 for Boise (100 = US average). You'd pay about 62% less for the same lifestyle.

Save ~$1,403/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
105 โ†’ 40
100 = US avg
1BR rent
$1,600 โ†’ $560
per month
State tax
5.8% โ†’ None
income tax
COL difference
105 โ†’ 40
62% cheaper

Salary needed in Cartagena to match your Boise lifestyle

Based on the 62% cost of living decrease between the two cities.

Your salary in BoiseEquivalent in Cartagena
$40K$15,238
$50K$19,048
$60K$22,857
$75K$28,571
$80K$30,476
$100K$38,095
$120K$45,714
$150K$57,143

Adjust your salary

Save ~$1,032/moon core expenses at $75K

Monthly budget at $75K โ€” Boise vs Cartagena

ExpenseBoiseCartagena
Monthly take-home$4,378$4,741
1BR rent$1,600$560
Groceries$372$380
Transport$45$150
Utilities$145$70
Internet$60$30
Left after essentials$2,156$3,551

30-Year Wealth Builder

If you invest your monthly savings of $1,032 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,259,010

over 30 years compared to staying in Boise โ€” that's the real price of a city.

$1,032/mo invested

Frequently asked questions

Is Cartagena cheaper than Boise?

Yes. Cartagena has a cost of living index of 40 vs 105 for Boise (100 = US average). That's about 62% cheaper.

How much will I save moving from Boise to Cartagena?

On a $75K salary, moving from Boise to Cartagena saves roughly $1,403/month on core expenses. That's ~$16,836/year.

What salary do I need in Cartagena to match my Boise lifestyle?

To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $28,571/year in Cartagena. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only