Moving from Bismarck to McAllen (2026)
McAllen has a COL index of 78 vs 87 for Bismarck (100 = US average). You'd pay about 10% less for the same lifestyle.
Save ~$230/mo
on core expenses · $75K salary baseline
Key differences
COL index
8778
100 = US avg
1BR rent
$1,150$950
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month
Salary needed in McAllen to match your Bismarck lifestyle
Based on the 10% cost of living decrease between the two cities.
| Your salary in Bismarck | Equivalent in McAllen |
|---|---|
| $40K | $35,862 |
| $50K | $44,828 |
| $60K | $53,793 |
| $75K | $67,241 |
| $80K | $71,724 |
| $100K | $89,655 |
| $120K | $107,586 |
| $150K | $134,483 |
Monthly budget at $75K — Bismarck vs McAllen
| Expense | Bismarck | McAllen |
|---|---|---|
| Monthly take-home | $4,584 | $4,741 |
| 1BR rent | $1,150 | $950 |
| Groceries | $369 | $338 |
| Transport | $42 | $35 |
| Utilities | $152 | $165 |
| Internet | $65 | $60 |
| Left after essentials | $2,806 | $3,193 |
Frequently asked questions
Is McAllen cheaper than Bismarck?
Yes. McAllen has a cost of living index of 78 vs 87 for Bismarck (100 = US average). That's about 10% cheaper.
How much will I save moving from Bismarck to McAllen?
On a $75K salary, moving from Bismarck to McAllen could save roughly $230/month on core expenses. That's ~$2,760/year.
What salary do I need in McAllen to match my Bismarck lifestyle?
To maintain the same purchasing power as $75,000 in Bismarck, you'd need roughly $67,241/year in McAllen. This is based on the overall COL index difference between the two cities.
Moving from McAllen to BismarckBismarck vs McAllen — full comparisonBismarck cost of livingMcAllen cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only