Moving from Birmingham to St. Paul (2026)
St. Paul has a COL index of 97 vs 84 for Birmingham (100 = US average). Expect to pay about 15% more for the same lifestyle.
Key differences
Salary needed in St. Paul to match your Birmingham lifestyle
Based on the 15% cost of living increase between the two cities.
| Your salary in Birmingham | Equivalent in St. Paul |
|---|---|
| $40K | $46,190 |
| $50K | $57,738 |
| $60K | $69,286 |
| $75K | $86,607 |
| $80K | $92,381 |
| $100K | $115,476 |
| $120K | $138,571 |
| $150K | $173,214 |
Monthly budget at $75K — Birmingham vs St. Paul
| Expense | Birmingham | St. Paul |
|---|---|---|
| Monthly take-home | $4,428 | $4,122 |
| 1BR rent | $1,200 | $1,500 |
| Groceries | $357 | $384 |
| Transport | $40 | $95 |
| Utilities | $175 | $195 |
| Internet | $58 | $63 |
| Left after essentials | $2,598 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Birmingham?
No. St. Paul has a cost of living index of 97 vs 84 for Birmingham (100 = US average). That's about 15% more expensive.
How much will I save moving from Birmingham to St. Paul?
On a $75K salary, core expenses in St. Paul run about $407/month more than Birmingham. Factor this into your salary negotiation when relocating.
What salary do I need in St. Paul to match my Birmingham lifestyle?
To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $86,607/year in St. Paul. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only