Moving from Birmingham to Rockford (2026)

Rockford has a COL index of 82 vs 84 for Birmingham (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$157/mo
on core expenses · $75K salary baseline

Key differences

COL index
8482
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Rockford to match your Birmingham lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in BirminghamEquivalent in Rockford
$40K$39,048
$50K$48,810
$60K$58,571
$75K$73,214
$80K$78,095
$100K$97,619
$120K$117,143
$150K$146,429

Monthly budget at $75K — Birmingham vs Rockford

ExpenseBirminghamRockford
Monthly take-home$4,428$4,428
1BR rent$1,200$1,050
Groceries$357$357
Transport$40$50
Utilities$175$158
Internet$58$58
Left after essentials$2,598$2,755

Frequently asked questions

Is Rockford cheaper than Birmingham?

Yes. Rockford has a cost of living index of 82 vs 84 for Birmingham (100 = US average). That's about 2% cheaper.

How much will I save moving from Birmingham to Rockford?

On a $75K salary, moving from Birmingham to Rockford could save roughly $157/month on core expenses. That's ~$1,884/year.

What salary do I need in Rockford to match my Birmingham lifestyle?

To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $73,214/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only