Moving from Billings to Rockford (2026)
Rockford has a COL index of 82 vs 89 for Billings (100 = US average). You'd pay about 8% less for the same lifestyle.
Save ~$154/mo
on core expenses · $75K salary baseline
Key differences
COL index
8982
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
6.8%5%
income tax
Take-home at $75K
$4,316$4,428
per month
Salary needed in Rockford to match your Billings lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Billings | Equivalent in Rockford |
|---|---|
| $40K | $36,854 |
| $50K | $46,067 |
| $60K | $55,281 |
| $75K | $69,101 |
| $80K | $73,708 |
| $100K | $92,135 |
| $120K | $110,562 |
| $150K | $138,202 |
Monthly budget at $75K — Billings vs Rockford
| Expense | Billings | Rockford |
|---|---|---|
| Monthly take-home | $4,316 | $4,428 |
| 1BR rent | $1,200 | $1,050 |
| Groceries | $369 | $357 |
| Transport | $42 | $50 |
| Utilities | $148 | $158 |
| Internet | $68 | $58 |
| Left after essentials | $2,489 | $2,755 |
Frequently asked questions
Is Rockford cheaper than Billings?
Yes. Rockford has a cost of living index of 82 vs 89 for Billings (100 = US average). That's about 8% cheaper.
How much will I save moving from Billings to Rockford?
On a $75K salary, moving from Billings to Rockford could save roughly $154/month on core expenses. That's ~$1,848/year.
What salary do I need in Rockford to match my Billings lifestyle?
To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $69,101/year in Rockford. This is based on the overall COL index difference between the two cities.
Moving from Rockford to BillingsBillings vs Rockford — full comparisonBillings cost of livingRockford cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only