Moving from Billings to Rochester (2026)

Rochester has a COL index of 94 vs 89 for Billings (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$238 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8994
100 = US avg
1BR rent
$1,200$1,400
per month
State tax
6.8%9.9%
income tax
Take-home at $75K
$4,316$4,122
per month

Salary needed in Rochester to match your Billings lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in BillingsEquivalent in Rochester
$40K$42,247
$50K$52,809
$60K$63,371
$75K$79,213
$80K$84,494
$100K$105,618
$120K$126,742
$150K$158,427

Monthly budget at $75K — Billings vs Rochester

ExpenseBillingsRochester
Monthly take-home$4,316$4,122
1BR rent$1,200$1,400
Groceries$369$380
Transport$42$55
Utilities$148$168
Internet$68$62
Left after essentials$2,489$2,057

Frequently asked questions

Is Rochester cheaper than Billings?

No. Rochester has a cost of living index of 94 vs 89 for Billings (100 = US average). That's about 6% more expensive.

How much will I save moving from Billings to Rochester?

On a $75K salary, core expenses in Rochester run about $238/month more than Billings. Factor this into your salary negotiation when relocating.

What salary do I need in Rochester to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $79,213/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only