Moving from Billings to Hartford (2026)

Hartford has a COL index of 107 vs 89 for Billings (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$632 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89107
100 = US avg
1BR rent
$1,200$1,700
per month
State tax
6.8%7%
income tax
Take-home at $75K
$4,316$4,303
per month

Salary needed in Hartford to match your Billings lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in BillingsEquivalent in Hartford
$40K$48,090
$50K$60,112
$60K$72,135
$75K$90,169
$80K$96,180
$100K$120,225
$120K$144,270
$150K$180,337

Monthly budget at $75K — Billings vs Hartford

ExpenseBillingsHartford
Monthly take-home$4,316$4,303
1BR rent$1,200$1,700
Groceries$369$407
Transport$42$82
Utilities$148$200
Internet$68$70
Left after essentials$2,489$1,844

Frequently asked questions

Is Hartford cheaper than Billings?

No. Hartford has a cost of living index of 107 vs 89 for Billings (100 = US average). That's about 20% more expensive.

How much will I save moving from Billings to Hartford?

On a $75K salary, core expenses in Hartford run about $632/month more than Billings. Factor this into your salary negotiation when relocating.

What salary do I need in Hartford to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $90,169/year in Hartford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only