Moving from Billings to Duluth (2026)
Duluth has a COL index of 87 vs 89 for Billings (100 = US average). You'd pay about 2% less for the same lifestyle.
Key differences
Salary needed in Duluth to match your Billings lifestyle
Based on the 2% cost of living decrease between the two cities.
| Your salary in Billings | Equivalent in Duluth |
|---|---|
| $40K | $39,101 |
| $50K | $48,876 |
| $60K | $58,652 |
| $75K | $73,315 |
| $80K | $78,202 |
| $100K | $97,753 |
| $120K | $117,303 |
| $150K | $146,629 |
Monthly budget at $75K — Billings vs Duluth
| Expense | Billings | Duluth |
|---|---|---|
| Monthly take-home | $4,316 | $4,122 |
| 1BR rent | $1,200 | $1,200 |
| Groceries | $369 | $369 |
| Transport | $42 | $60 |
| Utilities | $148 | $165 |
| Internet | $68 | $62 |
| Left after essentials | $2,489 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Billings?
Yes. Duluth has a cost of living index of 87 vs 89 for Billings (100 = US average). That's about 2% cheaper.
How much will I save moving from Billings to Duluth?
On a $75K salary, core expenses in Duluth run about $29/month more than Billings. Factor this into your salary negotiation when relocating.
What salary do I need in Duluth to match my Billings lifestyle?
To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $73,315/year in Duluth. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only