Moving from Billings to Concord (2026)
Concord has a COL index of 92 vs 89 for Billings (100 = US average). Expect to pay about 3% more for the same lifestyle.
Key differences
Salary needed in Concord to match your Billings lifestyle
Based on the 3% cost of living increase between the two cities.
| Your salary in Billings | Equivalent in Concord |
|---|---|
| $40K | $41,348 |
| $50K | $51,685 |
| $60K | $62,022 |
| $75K | $77,528 |
| $80K | $82,697 |
| $100K | $103,371 |
| $120K | $124,045 |
| $150K | $155,056 |
Monthly budget at $75K — Billings vs Concord
| Expense | Billings | Concord |
|---|---|---|
| Monthly take-home | $4,316 | $4,459 |
| 1BR rent | $1,200 | $1,500 |
| Groceries | $369 | $365 |
| Transport | $42 | $42 |
| Utilities | $148 | $152 |
| Internet | $68 | $60 |
| Left after essentials | $2,489 | $2,340 |
Frequently asked questions
Is Concord cheaper than Billings?
No. Concord has a cost of living index of 92 vs 89 for Billings (100 = US average). That's about 3% more expensive.
How much will I save moving from Billings to Concord?
On a $75K salary, core expenses in Concord run about $292/month more than Billings. Factor this into your salary negotiation when relocating.
What salary do I need in Concord to match my Billings lifestyle?
To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $77,528/year in Concord. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only