Moving from Billings to Cedar Rapids (2026)

Cedar Rapids has a COL index of 85 vs 89 for Billings (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$115/mo
on core expenses · $75K salary baseline

Key differences

COL index
8985
100 = US avg
1BR rent
$1,200$1,100
per month
State tax
6.8%5.7%
income tax
Take-home at $75K
$4,316$4,384
per month

Salary needed in Cedar Rapids to match your Billings lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in BillingsEquivalent in Cedar Rapids
$40K$38,202
$50K$47,753
$60K$57,303
$75K$71,629
$80K$76,404
$100K$95,506
$120K$114,607
$150K$143,258

Monthly budget at $75K — Billings vs Cedar Rapids

ExpenseBillingsCedar Rapids
Monthly take-home$4,316$4,384
1BR rent$1,200$1,100
Groceries$369$357
Transport$42$45
Utilities$148$152
Internet$68$58
Left after essentials$2,489$2,672

Frequently asked questions

Is Cedar Rapids cheaper than Billings?

Yes. Cedar Rapids has a cost of living index of 85 vs 89 for Billings (100 = US average). That's about 4% cheaper.

How much will I save moving from Billings to Cedar Rapids?

On a $75K salary, moving from Billings to Cedar Rapids could save roughly $115/month on core expenses. That's ~$1,380/year.

What salary do I need in Cedar Rapids to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $71,629/year in Cedar Rapids. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only