Moving from Billings to Athens (2026)

Athens has a COL index of 55 vs 89 for Billings (100 = US average). You'd pay about 38% less for the same lifestyle.

Save ~$362/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
89 โ†’ 55
100 = US avg
1BR rent
$1,200 โ†’ $700
per month
State tax
6.8% โ†’ 9%
income tax
COL difference
89 โ†’ 55
38% cheaper

Salary needed in Athens to match your Billings lifestyle

Based on the 38% cost of living decrease between the two cities.

Your salary in BillingsEquivalent in Athens
$40K$24,719
$50K$30,899
$60K$37,079
$75K$46,348
$80K$49,438
$100K$61,798
$120K$74,157
$150K$92,697

Adjust your salary

Save ~$477/moon core expenses at $75K

Monthly budget at $75K โ€” Billings vs Athens

ExpenseBillingsAthens
Monthly take-home$4,316$4,178
1BR rent$1,200$700
Groceries$369$380
Transport$42$150
Utilities$148$90
Internet$68$30
Left after essentials$2,489$2,828

30-Year Wealth Builder

If you invest your monthly savings of $477 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$581,926

over 30 years compared to staying in Billings โ€” that's the real price of a city.

$477/mo invested

Frequently asked questions

Is Athens cheaper than Billings?

Yes. Athens has a cost of living index of 55 vs 89 for Billings (100 = US average). That's about 38% cheaper.

How much will I save moving from Billings to Athens?

On a $75K salary, moving from Billings to Athens saves roughly $362/month on core expenses. That's ~$4,344/year.

What salary do I need in Athens to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $46,348/year in Athens. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only