Moving from Billings to Albany (2026)

Albany has a COL index of 92 vs 89 for Billings (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$271 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8992
100 = US avg
1BR rent
$1,200$1,400
per month
State tax
6.8%6.9%
income tax
Take-home at $75K
$4,316$4,309
per month

Salary needed in Albany to match your Billings lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in BillingsEquivalent in Albany
$40K$41,348
$50K$51,685
$60K$62,022
$75K$77,528
$80K$82,697
$100K$103,371
$120K$124,045
$150K$155,056

Monthly budget at $75K — Billings vs Albany

ExpenseBillingsAlbany
Monthly take-home$4,316$4,309
1BR rent$1,200$1,400
Groceries$369$380
Transport$42$68
Utilities$148$185
Internet$68$65
Left after essentials$2,489$2,211

Frequently asked questions

Is Albany cheaper than Billings?

No. Albany has a cost of living index of 92 vs 89 for Billings (100 = US average). That's about 3% more expensive.

How much will I save moving from Billings to Albany?

On a $75K salary, core expenses in Albany run about $271/month more than Billings. Factor this into your salary negotiation when relocating.

What salary do I need in Albany to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $77,528/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only