Moving from Bellevue to St. Paul (2026)

St. Paul has a COL index of 97 vs 148 for Bellevue (100 = US average). You'd pay about 34% less for the same lifestyle.

Save ~$1,177/mo
on core expenses · $75K salary baseline

Key differences

COL index
14897
100 = US avg
1BR rent
$2,700$1,500
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in St. Paul to match your Bellevue lifestyle

Based on the 34% cost of living decrease between the two cities.

Your salary in BellevueEquivalent in St. Paul
$40K$26,216
$50K$32,770
$60K$39,324
$75K$49,155
$80K$52,432
$100K$65,541
$120K$78,649
$150K$98,311

Monthly budget at $75K — Bellevue vs St. Paul

ExpenseBellevueSt. Paul
Monthly take-home$4,741$4,122
1BR rent$2,700$1,500
Groceries$426$384
Transport$100$95
Utilities$120$195
Internet$68$63
Left after essentials$1,327$1,885

Frequently asked questions

Is St. Paul cheaper than Bellevue?

Yes. St. Paul has a cost of living index of 97 vs 148 for Bellevue (100 = US average). That's about 34% cheaper.

How much will I save moving from Bellevue to St. Paul?

On a $75K salary, moving from Bellevue to St. Paul could save roughly $1,177/month on core expenses. That's ~$14,124/year.

What salary do I need in St. Paul to match my Bellevue lifestyle?

To maintain the same purchasing power as $75,000 in Bellevue, you'd need roughly $49,155/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only