Moving from Bellevue to Richmond (2026)

Richmond has a COL index of 98 vs 148 for Bellevue (100 = US average). You'd pay about 34% less for the same lifestyle.

Save ~$1,160/mo
on core expenses · $75K salary baseline

Key differences

COL index
14898
100 = US avg
1BR rent
$2,700$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Richmond to match your Bellevue lifestyle

Based on the 34% cost of living decrease between the two cities.

Your salary in BellevueEquivalent in Richmond
$40K$26,486
$50K$33,108
$60K$39,730
$75K$49,662
$80K$52,973
$100K$66,216
$120K$79,459
$150K$99,324

Monthly budget at $75K — Bellevue vs Richmond

ExpenseBellevueRichmond
Monthly take-home$4,741$4,378
1BR rent$2,700$1,600
Groceries$426$369
Transport$100$70
Utilities$120$155
Internet$68$60
Left after essentials$1,327$2,124

Frequently asked questions

Is Richmond cheaper than Bellevue?

Yes. Richmond has a cost of living index of 98 vs 148 for Bellevue (100 = US average). That's about 34% cheaper.

How much will I save moving from Bellevue to Richmond?

On a $75K salary, moving from Bellevue to Richmond could save roughly $1,160/month on core expenses. That's ~$13,920/year.

What salary do I need in Richmond to match my Bellevue lifestyle?

To maintain the same purchasing power as $75,000 in Bellevue, you'd need roughly $49,662/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only