Moving from Bellevue to Memphis (2026)

Memphis has a COL index of 83 vs 148 for Bellevue (100 = US average). You'd pay about 44% less for the same lifestyle.

Save ~$1,677/mo
on core expenses · $75K salary baseline

Key differences

COL index
14883
100 = US avg
1BR rent
$2,700$1,100
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Memphis to match your Bellevue lifestyle

Based on the 44% cost of living decrease between the two cities.

Your salary in BellevueEquivalent in Memphis
$40K$22,432
$50K$28,041
$60K$33,649
$75K$42,061
$80K$44,865
$100K$56,081
$120K$67,297
$150K$84,122

Monthly budget at $75K — Bellevue vs Memphis

ExpenseBellevueMemphis
Monthly take-home$4,741$4,741
1BR rent$2,700$1,100
Groceries$426$357
Transport$100$55
Utilities$120$170
Internet$68$55
Left after essentials$1,327$3,004

Frequently asked questions

Is Memphis cheaper than Bellevue?

Yes. Memphis has a cost of living index of 83 vs 148 for Bellevue (100 = US average). That's about 44% cheaper.

How much will I save moving from Bellevue to Memphis?

On a $75K salary, moving from Bellevue to Memphis could save roughly $1,677/month on core expenses. That's ~$20,124/year.

What salary do I need in Memphis to match my Bellevue lifestyle?

To maintain the same purchasing power as $75,000 in Bellevue, you'd need roughly $42,061/year in Memphis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only