Moving from Bellevue to Fargo (2026)

Fargo has a COL index of 89 vs 148 for Bellevue (100 = US average). You'd pay about 40% less for the same lifestyle.

Save ~$1,525/mo
on core expenses · $75K salary baseline

Key differences

COL index
14889
100 = US avg
1BR rent
$2,700$1,250
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Fargo to match your Bellevue lifestyle

Based on the 40% cost of living decrease between the two cities.

Your salary in BellevueEquivalent in Fargo
$40K$24,054
$50K$30,068
$60K$36,081
$75K$45,101
$80K$48,108
$100K$60,135
$120K$72,162
$150K$90,203

Monthly budget at $75K — Bellevue vs Fargo

ExpenseBellevueFargo
Monthly take-home$4,741$4,584
1BR rent$2,700$1,250
Groceries$426$369
Transport$100$50
Utilities$120$155
Internet$68$65
Left after essentials$1,327$2,695

Frequently asked questions

Is Fargo cheaper than Bellevue?

Yes. Fargo has a cost of living index of 89 vs 148 for Bellevue (100 = US average). That's about 40% cheaper.

How much will I save moving from Bellevue to Fargo?

On a $75K salary, moving from Bellevue to Fargo could save roughly $1,525/month on core expenses. That's ~$18,300/year.

What salary do I need in Fargo to match my Bellevue lifestyle?

To maintain the same purchasing power as $75,000 in Bellevue, you'd need roughly $45,101/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only