Moving from Bellevue to Duluth (2026)

Duluth has a COL index of 87 vs 148 for Bellevue (100 = US average). You'd pay about 41% less for the same lifestyle.

Save ~$1,558/mo
on core expenses · $75K salary baseline

Key differences

COL index
14887
100 = US avg
1BR rent
$2,700$1,200
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in Duluth to match your Bellevue lifestyle

Based on the 41% cost of living decrease between the two cities.

Your salary in BellevueEquivalent in Duluth
$40K$23,514
$50K$29,392
$60K$35,270
$75K$44,088
$80K$47,027
$100K$58,784
$120K$70,541
$150K$88,176

Monthly budget at $75K — Bellevue vs Duluth

ExpenseBellevueDuluth
Monthly take-home$4,741$4,122
1BR rent$2,700$1,200
Groceries$426$369
Transport$100$60
Utilities$120$165
Internet$68$62
Left after essentials$1,327$2,266

Frequently asked questions

Is Duluth cheaper than Bellevue?

Yes. Duluth has a cost of living index of 87 vs 148 for Bellevue (100 = US average). That's about 41% cheaper.

How much will I save moving from Bellevue to Duluth?

On a $75K salary, moving from Bellevue to Duluth could save roughly $1,558/month on core expenses. That's ~$18,696/year.

What salary do I need in Duluth to match my Bellevue lifestyle?

To maintain the same purchasing power as $75,000 in Bellevue, you'd need roughly $44,088/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only