Moving from Baltimore to Wilmington (2026)

Wilmington has a COL index of 93 vs 110 for Baltimore (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$432/mo
on core expenses · $75K salary baseline

Key differences

COL index
11093
100 = US avg
1BR rent
$1,900$1,550
per month
State tax
4.8%4.5%
income tax
Take-home at $75K
$4,441$4,459
per month

Salary needed in Wilmington to match your Baltimore lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Wilmington
$40K$33,818
$50K$42,273
$60K$50,727
$75K$63,409
$80K$67,636
$100K$84,545
$120K$101,455
$150K$126,818

Monthly budget at $75K — Baltimore vs Wilmington

ExpenseBaltimoreWilmington
Monthly take-home$4,441$4,459
1BR rent$1,900$1,550
Groceries$391$372
Transport$88$45
Utilities$175$158
Internet$65$62
Left after essentials$1,822$2,272

Frequently asked questions

Is Wilmington cheaper than Baltimore?

Yes. Wilmington has a cost of living index of 93 vs 110 for Baltimore (100 = US average). That's about 15% cheaper.

How much will I save moving from Baltimore to Wilmington?

On a $75K salary, moving from Baltimore to Wilmington could save roughly $432/month on core expenses. That's ~$5,184/year.

What salary do I need in Wilmington to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $63,409/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only