Moving from Baltimore to Providence (2026)

Providence has a COL index of 108 vs 110 for Baltimore (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$82/mo
on core expenses · $75K salary baseline

Key differences

COL index
110108
100 = US avg
1BR rent
$1,900$1,800
per month
State tax
4.8%6%
income tax
Take-home at $75K
$4,441$4,366
per month

Salary needed in Providence to match your Baltimore lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Providence
$40K$39,273
$50K$49,091
$60K$58,909
$75K$73,636
$80K$78,545
$100K$98,182
$120K$117,818
$150K$147,273

Monthly budget at $75K — Baltimore vs Providence

ExpenseBaltimoreProvidence
Monthly take-home$4,441$4,366
1BR rent$1,900$1,800
Groceries$391$399
Transport$88$75
Utilities$175$195
Internet$65$68
Left after essentials$1,822$1,829

Frequently asked questions

Is Providence cheaper than Baltimore?

Yes. Providence has a cost of living index of 108 vs 110 for Baltimore (100 = US average). That's about 2% cheaper.

How much will I save moving from Baltimore to Providence?

On a $75K salary, moving from Baltimore to Providence could save roughly $82/month on core expenses. That's ~$984/year.

What salary do I need in Providence to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $73,636/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only