Moving from Baltimore to Madison (2026)
Madison has a COL index of 97 vs 110 for Baltimore (100 = US average). You'd pay about 12% less for the same lifestyle.
Key differences
Salary needed in Madison to match your Baltimore lifestyle
Based on the 12% cost of living decrease between the two cities.
| Your salary in Baltimore | Equivalent in Madison |
|---|---|
| $40K | $35,273 |
| $50K | $44,091 |
| $60K | $52,909 |
| $75K | $66,136 |
| $80K | $70,545 |
| $100K | $88,182 |
| $120K | $105,818 |
| $150K | $132,273 |
Monthly budget at $75K — Baltimore vs Madison
| Expense | Baltimore | Madison |
|---|---|---|
| Monthly take-home | $4,441 | $4,259 |
| 1BR rent | $1,900 | $1,650 |
| Groceries | $391 | $384 |
| Transport | $88 | $62 |
| Utilities | $175 | $162 |
| Internet | $65 | $63 |
| Left after essentials | $1,822 | $1,938 |
Frequently asked questions
Is Madison cheaper than Baltimore?
Yes. Madison has a cost of living index of 97 vs 110 for Baltimore (100 = US average). That's about 12% cheaper.
How much will I save moving from Baltimore to Madison?
On a $75K salary, moving from Baltimore to Madison could save roughly $298/month on core expenses. That's ~$3,576/year.
What salary do I need in Madison to match my Baltimore lifestyle?
To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $66,136/year in Madison. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only