Moving from Baltimore to Lincoln (2026)

Lincoln has a COL index of 86 vs 110 for Baltimore (100 = US average). You'd pay about 22% less for the same lifestyle.

Save ~$854/mo
on core expenses · $75K salary baseline

Key differences

COL index
11086
100 = US avg
1BR rent
$1,900$1,150
per month
State tax
4.8%5.8%
income tax
Take-home at $75K
$4,441$4,378
per month

Salary needed in Lincoln to match your Baltimore lifestyle

Based on the 22% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Lincoln
$40K$31,273
$50K$39,091
$60K$46,909
$75K$58,636
$80K$62,545
$100K$78,182
$120K$93,818
$150K$117,273

Monthly budget at $75K — Baltimore vs Lincoln

ExpenseBaltimoreLincoln
Monthly take-home$4,441$4,378
1BR rent$1,900$1,150
Groceries$391$357
Transport$88$48
Utilities$175$152
Internet$65$58
Left after essentials$1,822$2,613

Frequently asked questions

Is Lincoln cheaper than Baltimore?

Yes. Lincoln has a cost of living index of 86 vs 110 for Baltimore (100 = US average). That's about 22% cheaper.

How much will I save moving from Baltimore to Lincoln?

On a $75K salary, moving from Baltimore to Lincoln could save roughly $854/month on core expenses. That's ~$10,248/year.

What salary do I need in Lincoln to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $58,636/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only