Moving from Baltimore to Lafayette (2026)

Lafayette has a COL index of 85 vs 110 for Baltimore (100 = US average). You'd pay about 23% less for the same lifestyle.

Save ~$850/mo
on core expenses · $75K salary baseline

Key differences

COL index
11085
100 = US avg
1BR rent
$1,900$1,100
per month
State tax
4.8%4.3%
income tax
Take-home at $75K
$4,441$4,472
per month

Salary needed in Lafayette to match your Baltimore lifestyle

Based on the 23% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Lafayette
$40K$30,909
$50K$38,636
$60K$46,364
$75K$57,955
$80K$61,818
$100K$77,273
$120K$92,727
$150K$115,909

Monthly budget at $75K — Baltimore vs Lafayette

ExpenseBaltimoreLafayette
Monthly take-home$4,441$4,472
1BR rent$1,900$1,100
Groceries$391$361
Transport$88$42
Utilities$175$208
Internet$65$58
Left after essentials$1,822$2,703

Frequently asked questions

Is Lafayette cheaper than Baltimore?

Yes. Lafayette has a cost of living index of 85 vs 110 for Baltimore (100 = US average). That's about 23% cheaper.

How much will I save moving from Baltimore to Lafayette?

On a $75K salary, moving from Baltimore to Lafayette could save roughly $850/month on core expenses. That's ~$10,200/year.

What salary do I need in Lafayette to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $57,955/year in Lafayette. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only