Moving from Baltimore to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 110 for Baltimore (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$280/mo
on core expenses · $75K salary baseline

Key differences

COL index
110102
100 = US avg
1BR rent
$1,900$1,650
per month
State tax
4.8%2.5%
income tax
Take-home at $75K
$4,441$4,584
per month

Salary needed in Flagstaff to match your Baltimore lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Flagstaff
$40K$37,091
$50K$46,364
$60K$55,636
$75K$69,545
$80K$74,182
$100K$92,727
$120K$111,273
$150K$139,091

Monthly budget at $75K — Baltimore vs Flagstaff

ExpenseBaltimoreFlagstaff
Monthly take-home$4,441$4,584
1BR rent$1,900$1,650
Groceries$391$384
Transport$88$45
Utilities$175$195
Internet$65$65
Left after essentials$1,822$2,245

Frequently asked questions

Is Flagstaff cheaper than Baltimore?

Yes. Flagstaff has a cost of living index of 102 vs 110 for Baltimore (100 = US average). That's about 7% cheaper.

How much will I save moving from Baltimore to Flagstaff?

On a $75K salary, moving from Baltimore to Flagstaff could save roughly $280/month on core expenses. That's ~$3,360/year.

What salary do I need in Flagstaff to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $69,545/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only