Moving from Baltimore to Eugene (2026)

Eugene has a COL index of 107 vs 110 for Baltimore (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$299/mo
on core expenses · $75K salary baseline

Key differences

COL index
110107
100 = US avg
1BR rent
$1,900$1,650
per month
State tax
4.8%9.9%
income tax
Take-home at $75K
$4,441$4,122
per month

Salary needed in Eugene to match your Baltimore lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Eugene
$40K$38,909
$50K$48,636
$60K$58,364
$75K$72,955
$80K$77,818
$100K$97,273
$120K$116,727
$150K$145,909

Monthly budget at $75K — Baltimore vs Eugene

ExpenseBaltimoreEugene
Monthly take-home$4,441$4,122
1BR rent$1,900$1,650
Groceries$391$395
Transport$88$82
Utilities$175$128
Internet$65$65
Left after essentials$1,822$1,802

Frequently asked questions

Is Eugene cheaper than Baltimore?

Yes. Eugene has a cost of living index of 107 vs 110 for Baltimore (100 = US average). That's about 3% cheaper.

How much will I save moving from Baltimore to Eugene?

On a $75K salary, moving from Baltimore to Eugene could save roughly $299/month on core expenses. That's ~$3,588/year.

What salary do I need in Eugene to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $72,955/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only