Moving from Baltimore to Des Moines (2026)

Des Moines has a COL index of 87 vs 110 for Baltimore (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$789/mo
on core expenses · $75K salary baseline

Key differences

COL index
11087
100 = US avg
1BR rent
$1,900$1,200
per month
State tax
4.8%5.7%
income tax
Take-home at $75K
$4,441$4,384
per month

Salary needed in Des Moines to match your Baltimore lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Des Moines
$40K$31,636
$50K$39,545
$60K$47,455
$75K$59,318
$80K$63,273
$100K$79,091
$120K$94,909
$150K$118,636

Monthly budget at $75K — Baltimore vs Des Moines

ExpenseBaltimoreDes Moines
Monthly take-home$4,441$4,384
1BR rent$1,900$1,200
Groceries$391$365
Transport$88$50
Utilities$175$155
Internet$65$60
Left after essentials$1,822$2,554

Frequently asked questions

Is Des Moines cheaper than Baltimore?

Yes. Des Moines has a cost of living index of 87 vs 110 for Baltimore (100 = US average). That's about 21% cheaper.

How much will I save moving from Baltimore to Des Moines?

On a $75K salary, moving from Baltimore to Des Moines could save roughly $789/month on core expenses. That's ~$9,468/year.

What salary do I need in Des Moines to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $59,318/year in Des Moines. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only