Moving from Baltimore to Billings (2026)

Billings has a COL index of 89 vs 110 for Baltimore (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$792/mo
on core expenses · $75K salary baseline

Key differences

COL index
11089
100 = US avg
1BR rent
$1,900$1,200
per month
State tax
4.8%6.8%
income tax
Take-home at $75K
$4,441$4,316
per month

Salary needed in Billings to match your Baltimore lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in BaltimoreEquivalent in Billings
$40K$32,364
$50K$40,455
$60K$48,545
$75K$60,682
$80K$64,727
$100K$80,909
$120K$97,091
$150K$121,364

Monthly budget at $75K — Baltimore vs Billings

ExpenseBaltimoreBillings
Monthly take-home$4,441$4,316
1BR rent$1,900$1,200
Groceries$391$369
Transport$88$42
Utilities$175$148
Internet$65$68
Left after essentials$1,822$2,489

Frequently asked questions

Is Billings cheaper than Baltimore?

Yes. Billings has a cost of living index of 89 vs 110 for Baltimore (100 = US average). That's about 19% cheaper.

How much will I save moving from Baltimore to Billings?

On a $75K salary, moving from Baltimore to Billings could save roughly $792/month on core expenses. That's ~$9,504/year.

What salary do I need in Billings to match my Baltimore lifestyle?

To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $60,682/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only