Moving from Baltimore to Albany (2026)
Albany has a COL index of 92 vs 110 for Baltimore (100 = US average). You'd pay about 16% less for the same lifestyle.
Save ~$521/mo
on core expenses · $75K salary baseline
Key differences
COL index
11092
100 = US avg
1BR rent
$1,900$1,400
per month
State tax
4.8%6.9%
income tax
Take-home at $75K
$4,441$4,309
per month
Salary needed in Albany to match your Baltimore lifestyle
Based on the 16% cost of living decrease between the two cities.
| Your salary in Baltimore | Equivalent in Albany |
|---|---|
| $40K | $33,455 |
| $50K | $41,818 |
| $60K | $50,182 |
| $75K | $62,727 |
| $80K | $66,909 |
| $100K | $83,636 |
| $120K | $100,364 |
| $150K | $125,455 |
Monthly budget at $75K — Baltimore vs Albany
| Expense | Baltimore | Albany |
|---|---|---|
| Monthly take-home | $4,441 | $4,309 |
| 1BR rent | $1,900 | $1,400 |
| Groceries | $391 | $380 |
| Transport | $88 | $68 |
| Utilities | $175 | $185 |
| Internet | $65 | $65 |
| Left after essentials | $1,822 | $2,211 |
Frequently asked questions
Is Albany cheaper than Baltimore?
Yes. Albany has a cost of living index of 92 vs 110 for Baltimore (100 = US average). That's about 16% cheaper.
How much will I save moving from Baltimore to Albany?
On a $75K salary, moving from Baltimore to Albany could save roughly $521/month on core expenses. That's ~$6,252/year.
What salary do I need in Albany to match my Baltimore lifestyle?
To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $62,727/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to BaltimoreBaltimore vs Albany — full comparisonBaltimore cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only