Moving from Austin to Stockton (2026)

Stockton has a COL index of 100 vs 122 for Austin (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$291/mo
on core expenses · $75K salary baseline

Key differences

COL index
122100
100 = US avg
1BR rent
$1,800$1,500
per month
State tax
None9.3%
income tax
Take-home at $75K
$4,741$4,159
per month

Salary needed in Stockton to match your Austin lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Stockton
$40K$32,787
$50K$40,984
$60K$49,180
$75K$61,475
$80K$65,574
$100K$81,967
$120K$98,361
$150K$122,951

Monthly budget at $75K — Austin vs Stockton

ExpenseAustinStockton
Monthly take-home$4,741$4,159
1BR rent$1,800$1,500
Groceries$372$388
Transport$50$68
Utilities$170$145
Internet$65$65
Left after essentials$2,284$1,993

Frequently asked questions

Is Stockton cheaper than Austin?

Yes. Stockton has a cost of living index of 100 vs 122 for Austin (100 = US average). That's about 18% cheaper.

How much will I save moving from Austin to Stockton?

On a $75K salary, moving from Austin to Stockton could save roughly $291/month on core expenses. That's ~$3,492/year.

What salary do I need in Stockton to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $61,475/year in Stockton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only