Moving from Austin to Springfield (2026)

Springfield has a COL index of 98 vs 122 for Austin (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$294/mo
on core expenses · $75K salary baseline

Key differences

COL index
12298
100 = US avg
1BR rent
$1,800$1,450
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Springfield to match your Austin lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Springfield
$40K$32,131
$50K$40,164
$60K$48,197
$75K$60,246
$80K$64,262
$100K$80,328
$120K$96,393
$150K$120,492

Monthly budget at $75K — Austin vs Springfield

ExpenseAustinSpringfield
Monthly take-home$4,741$4,428
1BR rent$1,800$1,450
Groceries$372$391
Transport$50$72
Utilities$170$185
Internet$65$65
Left after essentials$2,284$2,265

Frequently asked questions

Is Springfield cheaper than Austin?

Yes. Springfield has a cost of living index of 98 vs 122 for Austin (100 = US average). That's about 20% cheaper.

How much will I save moving from Austin to Springfield?

On a $75K salary, moving from Austin to Springfield could save roughly $294/month on core expenses. That's ~$3,528/year.

What salary do I need in Springfield to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $60,246/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only