Moving from Austin to Pensacola (2026)
Pensacola has a COL index of 88 vs 122 for Austin (100 = US average). You'd pay about 28% less for the same lifestyle.
Save ~$503/mo
on core expenses · $75K salary baseline
Key differences
COL index
12288
100 = US avg
1BR rent
$1,800$1,300
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month
Salary needed in Pensacola to match your Austin lifestyle
Based on the 28% cost of living decrease between the two cities.
| Your salary in Austin | Equivalent in Pensacola |
|---|---|
| $40K | $28,852 |
| $50K | $36,066 |
| $60K | $43,279 |
| $75K | $54,098 |
| $80K | $57,705 |
| $100K | $72,131 |
| $120K | $86,557 |
| $150K | $108,197 |
Monthly budget at $75K — Austin vs Pensacola
| Expense | Austin | Pensacola |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,800 | $1,300 |
| Groceries | $372 | $361 |
| Transport | $50 | $45 |
| Utilities | $170 | $188 |
| Internet | $65 | $60 |
| Left after essentials | $2,284 | $2,787 |
Frequently asked questions
Is Pensacola cheaper than Austin?
Yes. Pensacola has a cost of living index of 88 vs 122 for Austin (100 = US average). That's about 28% cheaper.
How much will I save moving from Austin to Pensacola?
On a $75K salary, moving from Austin to Pensacola could save roughly $503/month on core expenses. That's ~$6,036/year.
What salary do I need in Pensacola to match my Austin lifestyle?
To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $54,098/year in Pensacola. This is based on the overall COL index difference between the two cities.
Moving from Pensacola to AustinAustin vs Pensacola — full comparisonAustin cost of livingPensacola cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only