Moving from Austin to Naperville (2026)

Naperville has a COL index of 100 vs 122 for Austin (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$135/mo
on core expenses · $75K salary baseline

Key differences

COL index
122100
100 = US avg
1BR rent
$1,800$1,650
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Naperville to match your Austin lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Naperville
$40K$32,787
$50K$40,984
$60K$49,180
$75K$61,475
$80K$65,574
$100K$81,967
$120K$98,361
$150K$122,951

Monthly budget at $75K — Austin vs Naperville

ExpenseAustinNaperville
Monthly take-home$4,741$4,428
1BR rent$1,800$1,650
Groceries$372$380
Transport$50$72
Utilities$170$158
Internet$65$62
Left after essentials$2,284$2,106

Frequently asked questions

Is Naperville cheaper than Austin?

Yes. Naperville has a cost of living index of 100 vs 122 for Austin (100 = US average). That's about 18% cheaper.

How much will I save moving from Austin to Naperville?

On a $75K salary, moving from Austin to Naperville could save roughly $135/month on core expenses. That's ~$1,620/year.

What salary do I need in Naperville to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $61,475/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only