Moving from Austin to Louisville (2026)
Louisville has a COL index of 88 vs 122 for Austin (100 = US average). You'd pay about 28% less for the same lifestyle.
Key differences
Salary needed in Louisville to match your Austin lifestyle
Based on the 28% cost of living decrease between the two cities.
| Your salary in Austin | Equivalent in Louisville |
|---|---|
| $40K | $28,852 |
| $50K | $36,066 |
| $60K | $43,279 |
| $75K | $54,098 |
| $80K | $57,705 |
| $100K | $72,131 |
| $120K | $86,557 |
| $150K | $108,197 |
Monthly budget at $75K — Austin vs Louisville
| Expense | Austin | Louisville |
|---|---|---|
| Monthly take-home | $4,741 | $4,491 |
| 1BR rent | $1,800 | $1,300 |
| Groceries | $372 | $361 |
| Transport | $50 | $60 |
| Utilities | $170 | $162 |
| Internet | $65 | $60 |
| Left after essentials | $2,284 | $2,548 |
Frequently asked questions
Is Louisville cheaper than Austin?
Yes. Louisville has a cost of living index of 88 vs 122 for Austin (100 = US average). That's about 28% cheaper.
How much will I save moving from Austin to Louisville?
On a $75K salary, moving from Austin to Louisville could save roughly $514/month on core expenses. That's ~$6,168/year.
What salary do I need in Louisville to match my Austin lifestyle?
To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $54,098/year in Louisville. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only