Moving from Austin to Lincoln (2026)

Lincoln has a COL index of 86 vs 122 for Austin (100 = US average). You'd pay about 30% less for the same lifestyle.

Save ~$692/mo
on core expenses · $75K salary baseline

Key differences

COL index
12286
100 = US avg
1BR rent
$1,800$1,150
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Lincoln to match your Austin lifestyle

Based on the 30% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Lincoln
$40K$28,197
$50K$35,246
$60K$42,295
$75K$52,869
$80K$56,393
$100K$70,492
$120K$84,590
$150K$105,738

Monthly budget at $75K — Austin vs Lincoln

ExpenseAustinLincoln
Monthly take-home$4,741$4,378
1BR rent$1,800$1,150
Groceries$372$357
Transport$50$48
Utilities$170$152
Internet$65$58
Left after essentials$2,284$2,613

Frequently asked questions

Is Lincoln cheaper than Austin?

Yes. Lincoln has a cost of living index of 86 vs 122 for Austin (100 = US average). That's about 30% cheaper.

How much will I save moving from Austin to Lincoln?

On a $75K salary, moving from Austin to Lincoln could save roughly $692/month on core expenses. That's ~$8,304/year.

What salary do I need in Lincoln to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $52,869/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only