Moving from Austin to Albuquerque (2026)

Albuquerque has a COL index of 89 vs 122 for Austin (100 = US average). You'd pay about 27% less for the same lifestyle.

Save ~$723/mo
on core expenses · $75K salary baseline

Key differences

COL index
12289
100 = US avg
1BR rent
$1,800$1,100
per month
State tax
None4.9%
income tax
Take-home at $75K
$4,741$4,434
per month

Salary needed in Albuquerque to match your Austin lifestyle

Based on the 27% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Albuquerque
$40K$29,180
$50K$36,475
$60K$43,770
$75K$54,713
$80K$58,361
$100K$72,951
$120K$87,541
$150K$109,426

Monthly budget at $75K — Austin vs Albuquerque

ExpenseAustinAlbuquerque
Monthly take-home$4,741$4,434
1BR rent$1,800$1,100
Groceries$372$361
Transport$50$48
Utilities$170$165
Internet$65$60
Left after essentials$2,284$2,700

Frequently asked questions

Is Albuquerque cheaper than Austin?

Yes. Albuquerque has a cost of living index of 89 vs 122 for Austin (100 = US average). That's about 27% cheaper.

How much will I save moving from Austin to Albuquerque?

On a $75K salary, moving from Austin to Albuquerque could save roughly $723/month on core expenses. That's ~$8,676/year.

What salary do I need in Albuquerque to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $54,713/year in Albuquerque. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only