Moving from Austin to Albany (2026)
Albany has a COL index of 92 vs 122 for Austin (100 = US average). You'd pay about 25% less for the same lifestyle.
Save ~$359/mo
on core expenses · $75K salary baseline
Key differences
COL index
12292
100 = US avg
1BR rent
$1,800$1,400
per month
State tax
None6.9%
income tax
Take-home at $75K
$4,741$4,309
per month
Salary needed in Albany to match your Austin lifestyle
Based on the 25% cost of living decrease between the two cities.
| Your salary in Austin | Equivalent in Albany |
|---|---|
| $40K | $30,164 |
| $50K | $37,705 |
| $60K | $45,246 |
| $75K | $56,557 |
| $80K | $60,328 |
| $100K | $75,410 |
| $120K | $90,492 |
| $150K | $113,115 |
Monthly budget at $75K — Austin vs Albany
| Expense | Austin | Albany |
|---|---|---|
| Monthly take-home | $4,741 | $4,309 |
| 1BR rent | $1,800 | $1,400 |
| Groceries | $372 | $380 |
| Transport | $50 | $68 |
| Utilities | $170 | $185 |
| Internet | $65 | $65 |
| Left after essentials | $2,284 | $2,211 |
Frequently asked questions
Is Albany cheaper than Austin?
Yes. Albany has a cost of living index of 92 vs 122 for Austin (100 = US average). That's about 25% cheaper.
How much will I save moving from Austin to Albany?
On a $75K salary, moving from Austin to Albany could save roughly $359/month on core expenses. That's ~$4,308/year.
What salary do I need in Albany to match my Austin lifestyle?
To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $56,557/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to AustinAustin vs Albany — full comparisonAustin cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only