Moving from Augusta to Memphis (2026)

Memphis has a COL index of 83 vs 85 for Augusta (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$78/mo
on core expenses · $75K salary baseline

Key differences

COL index
8583
100 = US avg
1BR rent
$1,200$1,100
per month
State tax
5.5%None
income tax
Take-home at $75K
$4,397$4,741
per month

Salary needed in Memphis to match your Augusta lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in AugustaEquivalent in Memphis
$40K$39,059
$50K$48,824
$60K$58,588
$75K$73,235
$80K$78,118
$100K$97,647
$120K$117,176
$150K$146,471

Monthly budget at $75K — Augusta vs Memphis

ExpenseAugustaMemphis
Monthly take-home$4,397$4,741
1BR rent$1,200$1,100
Groceries$353$357
Transport$42$55
Utilities$162$170
Internet$58$55
Left after essentials$2,582$3,004

Frequently asked questions

Is Memphis cheaper than Augusta?

Yes. Memphis has a cost of living index of 83 vs 85 for Augusta (100 = US average). That's about 2% cheaper.

How much will I save moving from Augusta to Memphis?

On a $75K salary, moving from Augusta to Memphis could save roughly $78/month on core expenses. That's ~$936/year.

What salary do I need in Memphis to match my Augusta lifestyle?

To maintain the same purchasing power as $75,000 in Augusta, you'd need roughly $73,235/year in Memphis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only