Moving from Ann Arbor to Springfield (2026)

Springfield has a COL index of 98 vs 105 for Ann Arbor (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$261/mo
on core expenses · $75K salary baseline

Key differences

COL index
10598
100 = US avg
1BR rent
$1,750$1,450
per month
State tax
4.1%5%
income tax
Take-home at $75K
$4,484$4,428
per month

Salary needed in Springfield to match your Ann Arbor lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in Ann ArborEquivalent in Springfield
$40K$37,333
$50K$46,667
$60K$56,000
$75K$70,000
$80K$74,667
$100K$93,333
$120K$112,000
$150K$140,000

Monthly budget at $75K — Ann Arbor vs Springfield

ExpenseAnn ArborSpringfield
Monthly take-home$4,484$4,428
1BR rent$1,750$1,450
Groceries$384$391
Transport$65$72
Utilities$162$185
Internet$63$65
Left after essentials$2,060$2,265

Frequently asked questions

Is Springfield cheaper than Ann Arbor?

Yes. Springfield has a cost of living index of 98 vs 105 for Ann Arbor (100 = US average). That's about 7% cheaper.

How much will I save moving from Ann Arbor to Springfield?

On a $75K salary, moving from Ann Arbor to Springfield could save roughly $261/month on core expenses. That's ~$3,132/year.

What salary do I need in Springfield to match my Ann Arbor lifestyle?

To maintain the same purchasing power as $75,000 in Ann Arbor, you'd need roughly $70,000/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only