Moving from Ann Arbor to Rockford (2026)

Rockford has a COL index of 82 vs 105 for Ann Arbor (100 = US average). You'd pay about 22% less for the same lifestyle.

Save ~$751/mo
on core expenses · $75K salary baseline

Key differences

COL index
10582
100 = US avg
1BR rent
$1,750$1,050
per month
State tax
4.1%5%
income tax
Take-home at $75K
$4,484$4,428
per month

Salary needed in Rockford to match your Ann Arbor lifestyle

Based on the 22% cost of living decrease between the two cities.

Your salary in Ann ArborEquivalent in Rockford
$40K$31,238
$50K$39,048
$60K$46,857
$75K$58,571
$80K$62,476
$100K$78,095
$120K$93,714
$150K$117,143

Monthly budget at $75K — Ann Arbor vs Rockford

ExpenseAnn ArborRockford
Monthly take-home$4,484$4,428
1BR rent$1,750$1,050
Groceries$384$357
Transport$65$50
Utilities$162$158
Internet$63$58
Left after essentials$2,060$2,755

Frequently asked questions

Is Rockford cheaper than Ann Arbor?

Yes. Rockford has a cost of living index of 82 vs 105 for Ann Arbor (100 = US average). That's about 22% cheaper.

How much will I save moving from Ann Arbor to Rockford?

On a $75K salary, moving from Ann Arbor to Rockford could save roughly $751/month on core expenses. That's ~$9,012/year.

What salary do I need in Rockford to match my Ann Arbor lifestyle?

To maintain the same purchasing power as $75,000 in Ann Arbor, you'd need roughly $58,571/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only