Moving from Ann Arbor to Naperville (2026)

Naperville has a COL index of 100 vs 105 for Ann Arbor (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$102/mo
on core expenses · $75K salary baseline

Key differences

COL index
105100
100 = US avg
1BR rent
$1,750$1,650
per month
State tax
4.1%5%
income tax
Take-home at $75K
$4,484$4,428
per month

Salary needed in Naperville to match your Ann Arbor lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in Ann ArborEquivalent in Naperville
$40K$38,095
$50K$47,619
$60K$57,143
$75K$71,429
$80K$76,190
$100K$95,238
$120K$114,286
$150K$142,857

Monthly budget at $75K — Ann Arbor vs Naperville

ExpenseAnn ArborNaperville
Monthly take-home$4,484$4,428
1BR rent$1,750$1,650
Groceries$384$380
Transport$65$72
Utilities$162$158
Internet$63$62
Left after essentials$2,060$2,106

Frequently asked questions

Is Naperville cheaper than Ann Arbor?

Yes. Naperville has a cost of living index of 100 vs 105 for Ann Arbor (100 = US average). That's about 5% cheaper.

How much will I save moving from Ann Arbor to Naperville?

On a $75K salary, moving from Ann Arbor to Naperville could save roughly $102/month on core expenses. That's ~$1,224/year.

What salary do I need in Naperville to match my Ann Arbor lifestyle?

To maintain the same purchasing power as $75,000 in Ann Arbor, you'd need roughly $71,429/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only