Moving from Ann Arbor to McAllen (2026)

McAllen has a COL index of 78 vs 105 for Ann Arbor (100 = US average). You'd pay about 26% less for the same lifestyle.

Save ~$876/mo
on core expenses · $75K salary baseline

Key differences

COL index
10578
100 = US avg
1BR rent
$1,750$950
per month
State tax
4.1%None
income tax
Take-home at $75K
$4,484$4,741
per month

Salary needed in McAllen to match your Ann Arbor lifestyle

Based on the 26% cost of living decrease between the two cities.

Your salary in Ann ArborEquivalent in McAllen
$40K$29,714
$50K$37,143
$60K$44,571
$75K$55,714
$80K$59,429
$100K$74,286
$120K$89,143
$150K$111,429

Monthly budget at $75K — Ann Arbor vs McAllen

ExpenseAnn ArborMcAllen
Monthly take-home$4,484$4,741
1BR rent$1,750$950
Groceries$384$338
Transport$65$35
Utilities$162$165
Internet$63$60
Left after essentials$2,060$3,193

Frequently asked questions

Is McAllen cheaper than Ann Arbor?

Yes. McAllen has a cost of living index of 78 vs 105 for Ann Arbor (100 = US average). That's about 26% cheaper.

How much will I save moving from Ann Arbor to McAllen?

On a $75K salary, moving from Ann Arbor to McAllen could save roughly $876/month on core expenses. That's ~$10,512/year.

What salary do I need in McAllen to match my Ann Arbor lifestyle?

To maintain the same purchasing power as $75,000 in Ann Arbor, you'd need roughly $55,714/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only