Moving from Ann Arbor to Duluth (2026)
Duluth has a COL index of 87 vs 105 for Ann Arbor (100 = US average). You'd pay about 17% less for the same lifestyle.
Save ~$568/mo
on core expenses · $75K salary baseline
Key differences
COL index
10587
100 = US avg
1BR rent
$1,750$1,200
per month
State tax
4.1%9.9%
income tax
Take-home at $75K
$4,484$4,122
per month
Salary needed in Duluth to match your Ann Arbor lifestyle
Based on the 17% cost of living decrease between the two cities.
| Your salary in Ann Arbor | Equivalent in Duluth |
|---|---|
| $40K | $33,143 |
| $50K | $41,429 |
| $60K | $49,714 |
| $75K | $62,143 |
| $80K | $66,286 |
| $100K | $82,857 |
| $120K | $99,429 |
| $150K | $124,286 |
Monthly budget at $75K — Ann Arbor vs Duluth
| Expense | Ann Arbor | Duluth |
|---|---|---|
| Monthly take-home | $4,484 | $4,122 |
| 1BR rent | $1,750 | $1,200 |
| Groceries | $384 | $369 |
| Transport | $65 | $60 |
| Utilities | $162 | $165 |
| Internet | $63 | $62 |
| Left after essentials | $2,060 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Ann Arbor?
Yes. Duluth has a cost of living index of 87 vs 105 for Ann Arbor (100 = US average). That's about 17% cheaper.
How much will I save moving from Ann Arbor to Duluth?
On a $75K salary, moving from Ann Arbor to Duluth could save roughly $568/month on core expenses. That's ~$6,816/year.
What salary do I need in Duluth to match my Ann Arbor lifestyle?
To maintain the same purchasing power as $75,000 in Ann Arbor, you'd need roughly $62,143/year in Duluth. This is based on the overall COL index difference between the two cities.
Moving from Duluth to Ann ArborAnn Arbor vs Duluth — full comparisonAnn Arbor cost of livingDuluth cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only