Moving from Ann Arbor to Baltimore (2026)

Baltimore has a COL index of 110 vs 105 for Ann Arbor (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$195 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
105110
100 = US avg
1BR rent
$1,750$1,900
per month
State tax
4.1%4.8%
income tax
Take-home at $75K
$4,484$4,441
per month

Salary needed in Baltimore to match your Ann Arbor lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in Ann ArborEquivalent in Baltimore
$40K$41,905
$50K$52,381
$60K$62,857
$75K$78,571
$80K$83,810
$100K$104,762
$120K$125,714
$150K$157,143

Monthly budget at $75K — Ann Arbor vs Baltimore

ExpenseAnn ArborBaltimore
Monthly take-home$4,484$4,441
1BR rent$1,750$1,900
Groceries$384$391
Transport$65$88
Utilities$162$175
Internet$63$65
Left after essentials$2,060$1,822

Frequently asked questions

Is Baltimore cheaper than Ann Arbor?

No. Baltimore has a cost of living index of 110 vs 105 for Ann Arbor (100 = US average). That's about 5% more expensive.

How much will I save moving from Ann Arbor to Baltimore?

On a $75K salary, core expenses in Baltimore run about $195/month more than Ann Arbor. Factor this into your salary negotiation when relocating.

What salary do I need in Baltimore to match my Ann Arbor lifestyle?

To maintain the same purchasing power as $75,000 in Ann Arbor, you'd need roughly $78,571/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only