Moving from Albuquerque to Waco (2026)
Waco has a COL index of 83 vs 89 for Albuquerque (100 = US average). You'd pay about 7% less for the same lifestyle.
Save ~$114/mo
on core expenses · $75K salary baseline
Key differences
COL index
8983
100 = US avg
1BR rent
$1,100$1,000
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month
Salary needed in Waco to match your Albuquerque lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Albuquerque | Equivalent in Waco |
|---|---|
| $40K | $37,303 |
| $50K | $46,629 |
| $60K | $55,955 |
| $75K | $69,944 |
| $80K | $74,607 |
| $100K | $93,258 |
| $120K | $111,910 |
| $150K | $139,888 |
Monthly budget at $75K — Albuquerque vs Waco
| Expense | Albuquerque | Waco |
|---|---|---|
| Monthly take-home | $4,434 | $4,741 |
| 1BR rent | $1,100 | $1,000 |
| Groceries | $361 | $350 |
| Transport | $48 | $38 |
| Utilities | $165 | $172 |
| Internet | $60 | $60 |
| Left after essentials | $2,700 | $3,121 |
Frequently asked questions
Is Waco cheaper than Albuquerque?
Yes. Waco has a cost of living index of 83 vs 89 for Albuquerque (100 = US average). That's about 7% cheaper.
How much will I save moving from Albuquerque to Waco?
On a $75K salary, moving from Albuquerque to Waco could save roughly $114/month on core expenses. That's ~$1,368/year.
What salary do I need in Waco to match my Albuquerque lifestyle?
To maintain the same purchasing power as $75,000 in Albuquerque, you'd need roughly $69,944/year in Waco. This is based on the overall COL index difference between the two cities.
Moving from Waco to AlbuquerqueAlbuquerque vs Waco — full comparisonAlbuquerque cost of livingWaco cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only