Moving from Albuquerque to Duluth (2026)

Duluth has a COL index of 87 vs 89 for Albuquerque (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$122/mo
on core expenses · $75K salary baseline

Key differences

COL index
8987
100 = US avg
1BR rent
$1,100$1,200
per month
State tax
4.9%9.9%
income tax
Take-home at $75K
$4,434$4,122
per month

Salary needed in Duluth to match your Albuquerque lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in AlbuquerqueEquivalent in Duluth
$40K$39,101
$50K$48,876
$60K$58,652
$75K$73,315
$80K$78,202
$100K$97,753
$120K$117,303
$150K$146,629

Monthly budget at $75K — Albuquerque vs Duluth

ExpenseAlbuquerqueDuluth
Monthly take-home$4,434$4,122
1BR rent$1,100$1,200
Groceries$361$369
Transport$48$60
Utilities$165$165
Internet$60$62
Left after essentials$2,700$2,266

Frequently asked questions

Is Duluth cheaper than Albuquerque?

Yes. Duluth has a cost of living index of 87 vs 89 for Albuquerque (100 = US average). That's about 2% cheaper.

How much will I save moving from Albuquerque to Duluth?

On a $75K salary, core expenses in Duluth run about $122/month more than Albuquerque. Factor this into your salary negotiation when relocating.

What salary do I need in Duluth to match my Albuquerque lifestyle?

To maintain the same purchasing power as $75,000 in Albuquerque, you'd need roughly $73,315/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only