Moving from Albany to Midland (2026)
Midland has a COL index of 93 vs 92 for Albany (100 = US average). Expect to pay about 1% more for the same lifestyle.
Pay ~$255 more/mo
on core expenses · $75K salary baseline
Key differences
COL index
9293
100 = US avg
1BR rent
$1,400$1,200
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month
Salary needed in Midland to match your Albany lifestyle
Based on the 1% cost of living increase between the two cities.
| Your salary in Albany | Equivalent in Midland |
|---|---|
| $40K | $40,435 |
| $50K | $50,543 |
| $60K | $60,652 |
| $75K | $75,815 |
| $80K | $80,870 |
| $100K | $101,087 |
| $120K | $121,304 |
| $150K | $151,630 |
Monthly budget at $75K — Albany vs Midland
| Expense | Albany | Midland |
|---|---|---|
| Monthly take-home | $4,309 | $4,741 |
| 1BR rent | $1,400 | $1,200 |
| Groceries | $380 | $365 |
| Transport | $68 | $35 |
| Utilities | $185 | $178 |
| Internet | $65 | $65 |
| Left after essentials | $2,211 | $2,898 |
Frequently asked questions
Is Midland cheaper than Albany?
No. Midland has a cost of living index of 93 vs 92 for Albany (100 = US average). That's about 1% more expensive.
How much will I save moving from Albany to Midland?
On a $75K salary, moving from Albany to Midland could save roughly $255/month on core expenses. That's ~$3,060/year.
What salary do I need in Midland to match my Albany lifestyle?
To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $75,815/year in Midland. This is based on the overall COL index difference between the two cities.
Moving from Midland to AlbanyAlbany vs Midland — full comparisonAlbany cost of livingMidland cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only