Moving from Albany to Louisville (2026)
Louisville has a COL index of 88 vs 92 for Albany (100 = US average). You'd pay about 4% less for the same lifestyle.
Save ~$155/mo
on core expenses · $75K salary baseline
Key differences
COL index
9288
100 = US avg
1BR rent
$1,400$1,300
per month
State tax
6.9%4%
income tax
Take-home at $75K
$4,309$4,491
per month
Salary needed in Louisville to match your Albany lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in Albany | Equivalent in Louisville |
|---|---|
| $40K | $38,261 |
| $50K | $47,826 |
| $60K | $57,391 |
| $75K | $71,739 |
| $80K | $76,522 |
| $100K | $95,652 |
| $120K | $114,783 |
| $150K | $143,478 |
Monthly budget at $75K — Albany vs Louisville
| Expense | Albany | Louisville |
|---|---|---|
| Monthly take-home | $4,309 | $4,491 |
| 1BR rent | $1,400 | $1,300 |
| Groceries | $380 | $361 |
| Transport | $68 | $60 |
| Utilities | $185 | $162 |
| Internet | $65 | $60 |
| Left after essentials | $2,211 | $2,548 |
Frequently asked questions
Is Louisville cheaper than Albany?
Yes. Louisville has a cost of living index of 88 vs 92 for Albany (100 = US average). That's about 4% cheaper.
How much will I save moving from Albany to Louisville?
On a $75K salary, moving from Albany to Louisville could save roughly $155/month on core expenses. That's ~$1,860/year.
What salary do I need in Louisville to match my Albany lifestyle?
To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $71,739/year in Louisville. This is based on the overall COL index difference between the two cities.
Moving from Louisville to AlbanyAlbany vs Louisville — full comparisonAlbany cost of livingLouisville cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only