Moving from Albany to Durham (2026)

Durham has a COL index of 102 vs 92 for Albany (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$323 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
92102
100 = US avg
1BR rent
$1,400$1,750
per month
State tax
6.9%4.5%
income tax
Take-home at $75K
$4,309$4,459
per month

Salary needed in Durham to match your Albany lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in AlbanyEquivalent in Durham
$40K$44,348
$50K$55,435
$60K$66,522
$75K$83,152
$80K$88,696
$100K$110,870
$120K$133,043
$150K$166,304

Monthly budget at $75K — Albany vs Durham

ExpenseAlbanyDurham
Monthly take-home$4,309$4,459
1BR rent$1,400$1,750
Groceries$380$372
Transport$68$82
Utilities$185$155
Internet$65$62
Left after essentials$2,211$2,038

Frequently asked questions

Is Durham cheaper than Albany?

No. Durham has a cost of living index of 102 vs 92 for Albany (100 = US average). That's about 11% more expensive.

How much will I save moving from Albany to Durham?

On a $75K salary, core expenses in Durham run about $323/month more than Albany. Factor this into your salary negotiation when relocating.

What salary do I need in Durham to match my Albany lifestyle?

To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $83,152/year in Durham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only