Moving from Albany to Dayton (2026)

Dayton has a COL index of 83 vs 92 for Albany (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$357/mo
on core expenses · $75K salary baseline

Key differences

COL index
9283
100 = US avg
1BR rent
$1,400$1,100
per month
State tax
6.9%3.5%
income tax
Take-home at $75K
$4,309$4,522
per month

Salary needed in Dayton to match your Albany lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in AlbanyEquivalent in Dayton
$40K$36,087
$50K$45,109
$60K$54,130
$75K$67,663
$80K$72,174
$100K$90,217
$120K$108,261
$150K$135,326

Monthly budget at $75K — Albany vs Dayton

ExpenseAlbanyDayton
Monthly take-home$4,309$4,522
1BR rent$1,400$1,100
Groceries$380$361
Transport$68$60
Utilities$185$162
Internet$65$58
Left after essentials$2,211$2,781

Frequently asked questions

Is Dayton cheaper than Albany?

Yes. Dayton has a cost of living index of 83 vs 92 for Albany (100 = US average). That's about 10% cheaper.

How much will I save moving from Albany to Dayton?

On a $75K salary, moving from Albany to Dayton could save roughly $357/month on core expenses. That's ~$4,284/year.

What salary do I need in Dayton to match my Albany lifestyle?

To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $67,663/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only