Moving from Albany to Charleston (2026)

Charleston has a COL index of 97 vs 92 for Albany (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$458 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9297
100 = US avg
1BR rent
$1,400$1,900
per month
State tax
6.9%6.2%
income tax
Take-home at $75K
$4,309$4,353
per month

Salary needed in Charleston to match your Albany lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in AlbanyEquivalent in Charleston
$40K$42,174
$50K$52,717
$60K$63,261
$75K$79,076
$80K$84,348
$100K$105,435
$120K$126,522
$150K$158,152

Monthly budget at $75K — Albany vs Charleston

ExpenseAlbanyCharleston
Monthly take-home$4,309$4,353
1BR rent$1,400$1,900
Groceries$380$376
Transport$68$55
Utilities$185$162
Internet$65$63
Left after essentials$2,211$1,797

Frequently asked questions

Is Charleston cheaper than Albany?

No. Charleston has a cost of living index of 97 vs 92 for Albany (100 = US average). That's about 5% more expensive.

How much will I save moving from Albany to Charleston?

On a $75K salary, core expenses in Charleston run about $458/month more than Albany. Factor this into your salary negotiation when relocating.

What salary do I need in Charleston to match my Albany lifestyle?

To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $79,076/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only